Licensed & trusted across Florida
Protecting what matters most,
across Florida.
Protecting what matters most,
across Florida.
Protecting what matters most,
across Florida.
Independent, local coverage for your business, home, auto, health, and life. Insurance that's "Tailored to Your Needs."
Independent, local coverage for your business, home, auto, health, and life. Insurance that's "Tailored to Your Needs."
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Independent agency
5★
Client rated service
A+ Coverage
Trusted local protection
Our Coverages
Coverage tailored to your life.
From your business to your family, we build independent, local insurance around what matters most to you.
Commercial coverage
Business
Business
Business
Covering your tangible property, such as Buildings, Computers, Office Equipment, Inventory, and more!
Covering your tangible property, such as Buildings, Computers, Office Equipment, Inventory, and more!
Covering your tangible property, such as Buildings, Computers, Office Equipment, Inventory, and more!
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Property coverage
Home
Home
Home
Protection against your structural property and valuables within.
Protection against your structural property and valuables within.
Protection against your structural property and valuables within.
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Personal & commercial
Auto
Auto
Auto
Personal and Commercial vehicle coverage.
Personal and Commercial vehicle coverage.
Personal and Commercial vehicle coverage.
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You & your family
Health & Life
Health & Life
Health & Life
Term, Universal, Whole, and Group Life Insurance Policies.
Term, Universal, Whole, and Group Life Insurance Policies.
Term, Universal, Whole, and Group Life Insurance Policies.
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FAQs
What is a premium?
A premium is the amount you pay regularly (monthly, quarterly, or annually) to keep your insurance policy active. The amount is determined based on factors like the type of insurance, coverage limits, your risk profile, and the insurer’s rates.
What is a deductible?
A deductible is the amount of money you must pay out-of-pocket before your insurance coverage kicks in. For example, if you have a $500 deductible and you make a claim for $2,000 in damages, you'll pay the first $500, and the insurance company will cover the remaining $1,500.
Can I change my insurance coverage after purchasing a policy?
Yes, you can usually adjust your insurance coverage after purchasing a policy by endorsing the policy. This may involve increasing or decreasing coverage amounts, adding or removing coverage options, or changing deductibles.
When does my policy take affect?
Insurance coverages can take affect the same day as you're quoted, once coverage is bound by the carrier.
What does "full coverage" car insurance mean?
The term "full coverage" is often a misrepresented term and does not necessarily mean "everything". Typically, "full coverage" refers to having both comprehensive and liability coverage.
What is an underwriting process in insurance?
Underwriting is the process by which an insurance company evaluates the risk of insuring you and/or your property to determine your premium(s). This process involves assessing multiple factors.
Still have questions?
If you don't find an answer to your question, contact us, and our team will get in touch with you.
FAQs
What is a premium?
A premium is the amount you pay regularly (monthly, quarterly, or annually) to keep your insurance policy active. The amount is determined based on factors like the type of insurance, coverage limits, your risk profile, and the insurer’s rates.
What is a deductible?
A deductible is the amount of money you must pay out-of-pocket before your insurance coverage kicks in. For example, if you have a $500 deductible and you make a claim for $2,000 in damages, you'll pay the first $500, and the insurance company will cover the remaining $1,500.
Can I change my insurance coverage after purchasing a policy?
Yes, you can usually adjust your insurance coverage after purchasing a policy by endorsing the policy. This may involve increasing or decreasing coverage amounts, adding or removing coverage options, or changing deductibles.
When does my policy take affect?
Insurance coverages can take affect the same day as you're quoted, once coverage is bound by the carrier.
What does "full coverage" car insurance mean?
The term "full coverage" is often a misrepresented term and does not necessarily mean "everything". Typically, "full coverage" refers to having both comprehensive and liability coverage.
What is an underwriting process in insurance?
Underwriting is the process by which an insurance company evaluates the risk of insuring you and/or your property to determine your premium(s). This process involves assessing multiple factors.
Still have questions?
If you don't find an answer to your question, contact us, and our team will get in touch with you.
FAQs
What is a premium?
A premium is the amount you pay regularly (monthly, quarterly, or annually) to keep your insurance policy active. The amount is determined based on factors like the type of insurance, coverage limits, your risk profile, and the insurer’s rates.
What is a deductible?
A deductible is the amount of money you must pay out-of-pocket before your insurance coverage kicks in. For example, if you have a $500 deductible and you make a claim for $2,000 in damages, you'll pay the first $500, and the insurance company will cover the remaining $1,500.
Can I change my insurance coverage after purchasing a policy?
Yes, you can usually adjust your insurance coverage after purchasing a policy by endorsing the policy. This may involve increasing or decreasing coverage amounts, adding or removing coverage options, or changing deductibles.
When does my policy take affect?
Insurance coverages can take affect the same day as you're quoted, once coverage is bound by the carrier.
What does "full coverage" car insurance mean?
The term "full coverage" is often a misrepresented term and does not necessarily mean "everything". Typically, "full coverage" refers to having both comprehensive and liability coverage.
What is an underwriting process in insurance?
Underwriting is the process by which an insurance company evaluates the risk of insuring you and/or your property to determine your premium(s). This process involves assessing multiple factors.
Still have questions?
If you don't find an answer to your question, contact us, and our team will get in touch with you.
Testimonials
Reviews from our clients
Providing insurance coverage that is "Tailored to You Needs" means we can provide you with comprehensive and affordable coverage that is uniquely tailored to you.
Breanna
Google Review
Gary is the best out there for all your insurance needs! Very knowledgeable and super friendly. Gary was able to answer all of my questions in a timely manner. I recommend Insurance Solutions of Tampa Bay 100%!!
Rebekah
Google Review
Wonderful to work with. Cyber Insurance was super new to us and Gary made the experience so easy! Thank you for protecting both us and our patients. My highest recommendation!
Linda
Google Review
Gary is the best! He was able to determine the type and amount of insurance we needed to help our business get up and running. Between our business & auto coverage we saved a lot of money because he found us the best pricing. Insurance Solutions of Tampa Bay is like a big warm fuzzy blanket! You feel protected. Linda - Trinity Glass and Mirror, Inc.
Michelangelo
Google Review
I have worked with Gary for over a decade and he has always been excellent. He is my agent for all of my insurance policies including my auto, home, investment property, commercial property, business, watercraft, boat, and umbrella. He is always very responsive and I highly recommend this company.
Jamie
Google Review
Excellent service. Gary met me early in the morning at my location. He quickly had the quote to me, at an awesome price. I will renew with him. I highly recommend his company.
Bob
Yelp Review
Gary worked hard and went the extra mile to get us the best value on our policy. Was very professional in explaining the details and left us very comfortable with our decision. Glad to have him for our insurance needs.
Testimonials
Reviews from our clients
Providing insurance coverage that is "Tailored to You Needs" means we can provide you with comprehensive and affordable coverage that is uniquely tailored to you.
Breanna
Google Review
Gary is the best out there for all your insurance needs! Very knowledgeable and super friendly. Gary was able to answer all of my questions in a timely manner. I recommend Insurance Solutions of Tampa Bay 100%!!
Rebekah
Google Review
Wonderful to work with. Cyber Insurance was super new to us and Gary made the experience so easy! Thank you for protecting both us and our patients. My highest recommendation!
Linda
Google Review
Gary is the best! He was able to determine the type and amount of insurance we needed to help our business get up and running. Between our business & auto coverage we saved a lot of money because he found us the best pricing. Insurance Solutions of Tampa Bay is like a big warm fuzzy blanket! You feel protected. Linda - Trinity Glass and Mirror, Inc.
Michelangelo
Google Review
I have worked with Gary for over a decade and he has always been excellent. He is my agent for all of my insurance policies including my auto, home, investment property, commercial property, business, watercraft, boat, and umbrella. He is always very responsive and I highly recommend this company.
Jamie
Google Review
Excellent service. Gary met me early in the morning at my location. He quickly had the quote to me, at an awesome price. I will renew with him. I highly recommend his company.
Bob
Yelp Review
Gary worked hard and went the extra mile to get us the best value on our policy. Was very professional in explaining the details and left us very comfortable with our decision. Glad to have him for our insurance needs.
© Insurance Solutions of Tampa Bay. Copyright 2026. All Rights Reserved.
© Insurance Solutions of Tampa Bay.
Copyright 2026. All Rights Reserved.
